Movies Represent Storytelling at Its Best Essay

Symbolism, sounds, narrating capacity, brilliant altering, genuine acting and inventive minds are for the most part in fact joined to make a decent film. Films speak to narrating at its best. The author gives a content to the chief who deciphers it and makes a center group of experts that incorporates the cinematographer, the creator (and his group), the sound designer, the on-screen characters, and the proofreader. They make ï ¬ lms to engage, to communicate feeling, recount stories, convey messages, to dream, to envision, and it is all since they have an energy that drives them. Filmmaking requires some serious energy, persistence, devotion, duty, and a comprehension of the procedure in its totality. On the off chance that ï ¬ lmmakers are situated toward story and execution, they should figure out how to envision the account. The story must unfurl in the mind’s eye, as it is considered and made. The ï ¬ lmmaker needs to see the film while the screenplay is being composed and during pre-creation before the cameras roll. (LoBrutto 2002) Matthew Vaughn made a pretend film which suggests that freaks are regular individuals that exist among us; and there were times during the film that the idea really entered my thoughts. Attributable to the way that, making a film is a most mind boggling aesthetic venture and that, film making is the main imaginative undertaking that envelops the entirety of human expressions: composing, photography, painting, acting, music, move, and design; the producer must interpretation of the test of recounting to a story by means of picture and sound each time a film is made. (LoBrutto 2002) Storytelling A film is a story; it is as basic as that. Films are actually a classification of workmanship that utilization different sorts of specialized blends of symbolism and sounds to recount stories. Be that as it may, how the story is told, frequently cause fictions to appear to be genuine, non-fictions become individual, dream seem reasonable and musicals, similar to Burlesque, http://youtu.be/9snF_LsF-OI venture into routine. There is continually something that watchers can identify with in motion pictures. All things considered, â€Å"Movies are not, and are not intended to be, plans for how to live our lives. They are, in any case, impressions of lives.† (Goodykoontz, & Jacobs 2011) The story, X-Men: First Class, is about previous closeted freaks coming out and grasping their distinction. Be that as it may, the film started with a setting during the time of the holocaust when Magneto was a little youngster in Poland. The boy’s name was Erik Lehnsherr (later named Magneto). The story features parts of the oppression of Jews by the German Gustapo. The nearby shots of the numbers that were marked on the arms of the Jewish individuals in the inhumane imprisonment adjust the story to a genuine verifiable occasion. Those shots combined with the boy’s compelling partition from his mom help to verify and cement the director’s endeavor at the real world. His outrage and rage at the division set off his freak intensity of attraction that made him tear the metal fence that remained among himself and his mom. The Gustapo commander’s name was Schmidt (later Sebastian Shaw). It was he who shot and slaughtered Erik’s mother without a second thought, before the youngster; coming about in Erik’s freak intensity of attraction being activated and amplified during his resulting irate upheaval. Sebastian Shaw killed the boy’s mother since he needed to see an exhibit of the boy’s freak powers. Strategic, Shaw needed to prepare and bridle Erik’s freak capacity to utilize it as a weapon. Then again, Charles Xavier was a splendid scholastic who is of nobility stock. As we saw it when he was a kid, he had the intensity of clairvoyance. He likewise had the capacity to guess and control different people’s thoughts. In the start of the film, Charles was very explicit and unashamed in regards to guessing people’s thoughts without their authorization just like the situation when he was talking the lady at the bar, before Raven interfered. He turned into a CIA advisor on people with freak capacities afterward he and Erik (who turned into his dear companion) enrolled, prepared and framed X-Men: First Class a division inside the CIA. The two men, Charles and Erik framed a group of freaks to battle against the plans of the wickedness Sebastian Shaw. There were additionally minor storylines about relational connections and the mutants’ individual frailties as it identified with individual acknowledgment. In general the storyline of a Jew’s vengeance against his previous Gustapo torturers was acceptable; retribution for this situation was sweet. Acting On-screen characters are the most obvious components in a film. The entertainers †¦. In X-Men: First Class There was trump card and character entertainers yet there were no star on-screen characters (aside from Hugh Jackman’s one clasp appearance when he utilized the f word). The acting was fair on the grounds that on occasion it didn't appear to be being regular. It seemed, by all accounts, to be acting, more the sort for a phase creation than for the film. Notwithstanding, on the off chance that I should look at the two primary characters; Michael Fassbender worked superbly of depicting Erik’s outrage, misfortune and hurt that he endured experiencing childhood in an inhumane imprisonment. McAvoy in Charles’ character then again, didn't have a lot of negative understanding to work with and his character appeared to be Erik’s exhausting clairvoyant side-kick. Kevin Bacon did equity to Sebastian Shaw’s character. Except for Raven, different ente rtainers were not so much given a lot of screen time. There were numerous entertainers however very little strong acting, despite the fact that there was a great deal of activity. Cinematography The chief of cinematography’s work is to take the director’s perspective on how the film should look and help the executive to get the shots that he needs with thoughts on camera points, sorts of cameras, and lighting recommendations that will best serve the chief in getting the kind of feel he asks for from every scene in the film. (Goodykoontz, & Jacobs 2011). The cinematographer is explicitly liable for its look, in unmistakable, shot-by-shot terms. The person is liable for the pictures that the camera sees, and by expansion the pictures that the crowd will find in the completed film. . Cinematography implies â€Å"writing with movement.† (Goodykoontz, & Jacobs 2011). http://www.youtube.com/watch?v=IAbhclxSNTw The cinematographer exhibited information based splendor and capable utilization of all kind of shots in this clasp. He coupled it with the brilliant common daylight made the finale to this clasp very moving. The words â€Å"Never Again† were conveyed in a profound concentrate close up shot of Magneto. The cinematographer utilized long, medium and close-up shots just as profound core interest. His assortment of shots and selection of lightings made this film engaging. Altering â€Å"The movie manager makes the movie, actually developing it, sorting out various takes of individual scenes and afterward putting the chose scenes in the request that recounts to the story the executive needs to tell. The editor’s job is critical to the creation of an effective film. Poor altering does the crowd a definitive injury with regards to film.† (Goodykoontz, 2009). The scenes were quick paced, activity pressed, story headed to where there was nothing observably off-base or strange with the altering. It was done in a confused style and that additional to the general fervor. The quick developments made the longing to watch this film over and over. The altering was perfect. There were no noticeable or perceptible hitches. The story streamed and it was very arresting and engaging on the grounds that it reflected genuine human battles for acknowledgment. Sound â€Å"Music has been a significant piece of the film going experience since before the approach of recorded sound in films. So significant was its utilization that after some time chiefs started embeddings melodic prompts, or signals, for explicit music to be played at explicit times.† (Goodykoontz, & Jacobs 2011) I especially preferred the scene that united Xavier and Erik; it contained an assortment of eminent sounds. When Erik was in the ocean and there was additionally a flock of pontoons and ships around him; there were hints of vessel horns; there were characteristic hints of water sprinkling against the sides of the boats and the tearing hints of the speed vessels partitioning the water. During the obliteration of Shaw’s transport, there were solid audio effects of the unreeling of the monstrous chain on the grapple; the smashing slamming sounds and the dangerous sounds. The complimentary sound of foundation symphony music playing that stacked rehashed moderately slow and even beat (da-dap da-dap da-dap) that recommends activity and afterward there was the exchange. Generally speaking, the music and sounds were flawlessly interlaced into every scene to additionally connect with the audience’s consideration. Added to that, in the midst of the various sounds, the discourse was clear and perceptible. The general sound for this film was acceptable. Style and Directing A movie executive is the imaginative power behind a film. He is the person who is liable for the finished result that the survey open pays to see at the cinema. His statement is last on the visuals, the sounds and the acting. As indicated by Vincent LoBrutto in his book, The Filmmaker’s Guide to Production Design; â€Å"A great chief must have a ï ¬ rm thought of how to interpret the content cinematically.† (LoBrutto 2002) LoBrutto went on further to state that, executives read the content for a general impression and effect. It doesn't make a difference who the scriptwriter(s) is/are, it is the director’s translation, shots and takes that watchers see at the cinemas. The buck stops at the movie chief. (LoBrutto 2002) Director Matthew Vaughn has his own quick paced activity stuffed style of coordinating. http://www.imdb.com/name/nm0891216/He attempted to make comic book characters appear to be genuine by intertwining normal noteworthy occasions like the holocau st (Erik was in the concentra

Abe Lincoln1 essays

Abe Lincoln1 expositions History Essay The United Sates proclaimed its autonomy from Great Britain on July 4, 1776. Incredible Britain didn't perceive its freedom until, the Treaty of Paris, two years after the American powers vanquished the Britain armed force at the attack of Yorktown. Since the Articles of Confederation were supplanted by the U.S. Constitution in 1789, the United States has had forty-two distinct presidents. Among these presidents, two of the best have were George Washington, and Abraham Lincoln. This exposition will demonstrate that George Washington was the best U.S. leader ever. There are sure characteristics that great presidents have. It is said that acceptable presidents are constantly difficult and obnoxious. 1 Along with those two characteristics great presidents are smart, benevolent, persevering, great communicators, great audience members, great critical thinking strategies, assurance, and they can perceive issues. George Washingtons ascend to control began in 1732 when he was conceived, in Westmoreland, Virginia on his dads ranch. He lived until 1799, when he passed on at the age of sixty-seven. He filled in as president from 1789 tossed until 1797. When growing up, George got the greater part of his instruction from his dad and more established sibling. At the point when he was 17 he was named the assessor of Culpeper County, this was the principal open office position he held.2 When Washington was done studying, in November of 1752, he was selected the aide in the pilgrim state army. His first strategic not come until the accompanying summer, when he elected to take a message from Governor, to the French administrator. Following this crucial was brought to the lords consideration, and he was given a lieutenant colonels commission.3 Washington demonstrated his resistance to Britain began in 1759 when he turned into an individual from Virginias House of Burgesses. He was known to be modest and reserved4 however he contradicted the British guidelines and re... <!

Suboxone Withdrawal Symptoms, Timeline, and Treatment

Suboxone Withdrawal Symptoms, Timeline, and Treatment Addiction Coping and Recovery Print How Long Does Withdrawal From Suboxone Last? By Corinne O’Keefe Osborn linkedin Corinne Osborn is an award-winning health and wellness journalist with a background in substance abuse, sexual health, and psychology. Learn about our editorial policy Corinne O’Keefe Osborn Medically reviewed by Medically reviewed by Steven Gans, MD on February 26, 2019 Steven Gans, MD is board-certified in psychiatry and is an active supervisor, teacher, and mentor at Massachusetts General Hospital. Learn about our Medical Review Board Steven Gans, MD Updated on February 26, 2019 More in Addiction Coping and Recovery Methods and Support Overcoming Addiction Personal Stories Alcohol Use Addictive Behaviors Drug Use Nicotine Use In This Article Table of Contents Expand Overview Signs and Symptoms Coping and Relief Warnings Long-Term Treatment Resources View All Back To Top Suboxone is a prescription medication used to treat opioid addiction. When used as directed, it relieves the symptoms of opioid withdrawal without getting you high. Suboxone also reduces opioid cravings, which goes a long way toward preventing relapse. Many recovering addicts take it for months, even years, after they stop getting high.??   While it doesn’t get you high, Suboxone is still an opioid, which means that you  will experience withdrawal symptoms if you try to quit cold-turkey.   Overview The way Suboxone works is a little complicated, so let’s break it down. Think of the opioid receptors in your brain like a light switch. First, you touch the light switch, then you flick it on. Heroin, morphine, and prescription opioids are what’s known as full opioid  agonists. They bind to the opioid receptors in your brain and turn your lights on. Suboxone is a combination of two drugs: buprenorphine and naloxone.   Buprenorphine is what’s known as a  partial  opioid agonist. Think of this as your opioid dimmer switch. It binds to your opioid receptors and dials up the brightness, without turning the lights on completely.?? Naloxone is an opioid  antagonist, which means that it binds to the opioid receptors but doesn’t turn them on. Naloxone acts like a hand over your “light switch,” preventing other opioids from flicking the switch on and getting you high.       If your “light switch” is already turned on, naloxone will shut it off. Naloxone was added to Suboxone to prevent diversion and misuse. This means that if someone injects Suboxone when they have opioids in their system, it can cause them to enter withdrawal immediately. When used as directed sublingually, the naloxone is not absorbed. You should not begin taking Suboxone until all other opioids are out of your system. Suboxone is most effective when taken after you begin experiencing withdrawal symptoms (lights out). The buprenorphine in Suboxone will dial up the lights enough to stop your withdrawal, but not enough to get you high.?? Abruptly quitting Suboxone can cause the same symptoms as traditional opioid withdrawal, but they are typically less severe. You may experience sweating, anxiety, agitation, muscle aches, and an upset stomach. Rather than quitting cold turkey, clinicians typically advise slowly tapering down your dose. By slowly dimming the lights, your withdrawal experience should be relatively smooth. The most common complication of opioid withdrawal is relapse. Relapse is more common when withdrawal symptoms and cravings are severe. A combination of tapering, medication management, and counseling can help improve your odds.??     Signs and Symptoms If you are using Suboxone as directed for the treatment of opioid addiction or to treat pain, you can expect to experience withdrawal symptoms if you miss a dose or try to quit cold-turkey.??       Opioid dependence occurs with any long-term opioid use, regardless of whether you are following a doctor’s orders. Once you become physically dependent on a drug, you experience withdrawal symptoms when it leaves your system.     Suboxone causes most of the physical symptoms typical of opioid withdrawal. These include:?? Muscles aches and painsSweatingChillsStomach cramps or diarrhea  Nausea or vomiting  Tremors or twitchingAnxiety  Restlessness  Runny noseTeary eyesGooseflesh   If you take Suboxone to treat an opioid addiction, then your withdrawal symptoms should be less severe than what you have experienced in the past. To get a better idea of how mild to moderate opioid withdrawal symptoms compared to more intense symptoms, you can check out the  Clinical Opiate Withdrawal Scale (COWS). Health professionals use this scale to determine the severity of opioid withdrawal syndrome.??     The timeline of Suboxone withdrawal will also be a bit different than your past experiences. Buprenorphine is a long-acting opioid, which means withdrawal symptoms can take several days to appear.   Suboxone withdrawal typically begins within 2 to 4 days, peaks around days 3 to 5, and resolves within 7 days. Sometimes, however, psychological symptoms can linger for several weeks. This may include depression and an inability to experience pleasure.     The psychological challenges associated with withdrawal are not always caused by withdrawal itself. Withdrawal can trigger the return of mental health problems that were muted by drug use, such as anxiety and depression.?? After withdrawal, people are also forced to take a good look at the damage that their drug addiction has wrought. It is not unusual to struggle with issues of guilt and regret. Figuring out how to get your life back on track can feel overwhelming and emotionally exhausting. That’s why it’s so important to reach out for help. Coping and Relief The most effective way to treat Suboxone withdrawal is to avoid it in the first place. You can avoid the symptoms of withdrawal by working with your doctor to taper down your dose. Tapering means gradually reducing your dose overtime. If you have been acquiring your Suboxone illicitly, you will want to find a doctor to help your taper.     Suboxone tapering schedules typically take place over the course of 7 to 28 days. Some studies have shown that overall success (measured by a period of prolonged abstinence) tends to be better with a shorter, 7-day taper.??  Other studies have found that withdrawal symptoms are managed best by a slow, flexible tapering schedule. With a flexible taper schedule, your doctor can slow the dose reduction if you experience any uncomfortable symptoms.??     If you are still struggling with withdrawal despite the Suboxone taper, your doctor may recommend one or more support medications. This could include the following: Lucemyra (lofexidine hydrochloride) Lucemyra is a brand-new medication approved by the FDA in May of 2018.?? It is the first non-opioid medication approved to treat the symptoms of withdrawal. Lucemyra works by reducing the release of norepinephrine, a neurotransmitter believed to play a role in withdrawal symptoms. Because it does not contain an opioid agonist, Lucemyra treatment can begin immediately after your last dose of Suboxone. It is currently approved to treat healthy adults for a maximum of 14 days following opioid cessation.   If you are struggling with Suboxone withdrawal, consider the following tips:?? Drink more fluids than usual during withdrawal to prevent dehydration.  Eat a well-balanced diet to keep your vitamin and electrolyte levels up.Work closely with a doctor, counselor, or physical therapist to develop new ways of coping with pain during and after withdrawal.Practice relaxation techniques (meditation, listening to music) to help you deal with anxiety and agitation.Try mild to moderate exercise to help you deal with restlessness.Find something else to focus on during withdrawal, such as a television show, book, or hobby.  Get support and encouragement from a local community group or Narcotics Anonymous (NA) meeting.   Warnings Opioid withdrawal is often unpleasant, but it is very rarely dangerous. When it comes to Suboxone, complications are even more unlikely.?? Still, it is important to work closely with a medical professional during your Suboxone taper. The biggest threat to people withdrawing from Suboxone is the risk of relapse.   Relapse is common among people with opioid use disorders and is generally considered a normal part of the recovery process. But people who have been taking Suboxone are typically further along on the path to recovery. A relapse at this point can be both dangerous (because your tolerance will have plummeted) and discouraging.   If you have been acquiring your Suboxone illicitly or do not have a close relationship with your doctor, it can be tempting to try tapering down on your own. This is inadvisable for several reasons. Tapering on your own increases the likelihood of failure. Unsuccessful attempts to quit are discouraging and psychologically distressing. If you are quitting Suboxone because you’re pregnant or breastfeeding, then you definitely want to talk to a doctor. Suboxone is not recommended for pregnant women, so it’s great that you’re considering stopping.?? Depending on your situation, your doctor may recommend an accelerated taper or a switch to buprenorphine or methadone, which have been proven safe to use during pregnancy.     Long-Term Treatment Opioid use disorders are notoriously difficult to beat. It is not uncommon for someone to make it through detox successfully only to relapse a few weeks later. But if you have been using Suboxone to treat your addiction, you are already ahead of the game. Suboxone allows you the time to develop a long-term treatment strategy without being distracted by the discomfort of withdrawal.   After Suboxone, a long-term treatment plan should focus on preventing future relapse. Talk therapy plays a very important role in relapse prevention. Once you come off Suboxone, you will have beaten your physical dependence on opioids, but not the psychological aspects of addiction.   Talk therapy can help you figure out why you began abusing drugs in the first place. You can learn to identify specific situations and feelings that have led you to use in the past. Identifying these triggers helps you recognize and eliminate the negative thought patterns that cause you to make poor decisions.   Research shows that combining talk therapy with medication management is more effective at treating opioid addiction than medication alone. There are many ways to explore talk therapy. You might consider working one-on-one with a psychologist or mental health counselor in private practice. You can meet with a mental health or addiction counselor at a local community clinic. Or you can explore group therapy programs, which are offered at many hospitals, clinics, and addiction treatment facilities.   Resources To find a psychiatrist or psychologist who specializes in opioid use disorders, you can use this searchable directory from the  Substance Abuse and Mental Health Services Administration (SAMHSA). You can also call SAMHSA’s national helpline at 1-800-662-HELP (4357).     To find more information about Narcotics Anonymous (NA) meetings in your area, check out their  website. You can find a meeting near you with their  searchable directory.   If you are the loved one of someone with an opioid use disorder, you may want to consider attending a support group for people like you.  Nar-Anon is a 12-step program for family and friends of people with substance abuse problems. At these meetings, you can talk with people who have experienced the same fears and frustrations as you.   A Word From Verywell   If you are on Suboxone and making plans to quit, chances are you are already on the path to recovery. Don’t mess things up for yourself by trying to quit cold turkeyâ€"work with a doctor. Remember that a relapse at this stage can be very dangerous, so don’t become over-confident in your ability to abstain. Finding some sort of support, whether through meetings or therapy sessions, can help you stay sober in the long-term. Is Suboxone Better at Treating Opiate Addiction Than Methadone?

Code Switching Essay examples - 1518 Words

Anthony Hughes ENG 111: Leigh Gardner Assignment #1, Final Copy 22 Sept 2011 Code Switching: A Daily Habit Code switching is a part of everyone’s daily life. Gloria Anzaldua expressed how she used code switching in her story â€Å"How to Tame a Wild Tongue.† Anzaldua grew up in Texas, near the Mexico border, to a Mexican-American family. Her family primarily spoke Spanish, but while at school and in the community, they had to speak English, the accepted language of America (Anzaldua 530). Anzaldua did not want her native language to die, so she wrote â€Å"How to Tame a Wild Tongue† to express her feelings, and to show how code switching affected her everyday life. In the story, Anzaldua expressed that depending on who she was talking to,†¦show more content†¦Also, children are afraid of the loss of privileges if they do not use the right â€Å"language† while around their parents. They develop different languages, and learn when and how to use them very well in order to make sure that they are always at an advantage. Anzaldua agrees, as she had about three different forms of Spanish that she would use while around her friends and family, compared to the other types of Spanish or English she would use while out in the real world (530). Gloria Anzaldua learned different types of Spanish, which she would use to speak to different people in her family. Some of these forms of Spanish were slang, and others were more formal and accepted types of Spanish. In order to avoid trouble, kids develop different ways to talk at home and use them to their advantage. When people develop different hobbies, or play different sports, they learn the terminology used in those groups in order to fit in. To begin, while playing sports, members must learn the â€Å"language† of that sport in order to understand what the coach is trying to teach or tell him or her. When a new person joins a new team or club, they do not understand what the people in this group are talking about. These new languages must be learned, and then used only during the ri ght times. If a tennis player uses terms used at tennis at home,Show MoreRelatedThe Benefit of Code Switching14750 Words   |  59 PagesChapter 1 Introduction Code-switching, which may be defined as the alternation between two or more languages in a speaker’s speech, occurs naturally in the scheme of bilingualism. Studies have reported that code-switching often happened subconsciously; ‘people may not be aware that they have switched, or be able to report, following a conversation, which code they used for a particular topic’ (Wardaugh, 1998, p. 103). However, although bilingual speakers claim that code-switching is an unconscious behaviorRead MoreThe Origins Of Code Switching1697 Words   |  7 Pages The origins of code switching go back to the first mention of it in 1948 by Hoijer. He published new terms which are closed in meaning to code switching known as a phonemic alternation and phonemic alteration, but none of these terms refers precisely to code switching. After one year, Fries and Pike’s issued a book named Coexistent Phonemic Systems (1949) which discussed a phenomenon of phonemic alternation between monolingual people. They reached a conclusion says that in any a signed dialectRead MoreThe Ongoing Debate For And Against Code Switching821 Words   |  4 PagesThe ongoing debate for and against Code switching is demonstrated by reviewing the papers of Vershawn Young and Rebecca Wheeler. Mr. Young voices his harsh disapproval of code-switching in his paper, â€Å"Should Writers Use They Own English? (Young 111)†. This is offset by Rebecca Wheeler’s gently persuasive technical paper explaining her implementation of Code-switching which she titl ed, â€Å"Code-Switch to Teach Standard English (Wheeler 108)†. After re-reading both papers several times, trying to moveRead MoreEssay on Code Switching and Modern Language Mixing1448 Words   |  6 PagesWhen Cultures and Languages Blend: Traditional and Modern Instances of Code-Switching and Other Language Mixing One of the most fascinating sociolinguistic phenomena in modern times is code-switching. This act occurs when a speaker or speakers switch from one dialect to another within a single conversation. It is similar to style-shifting, which involves a change in the level of formality between speakers. (Curzan, 266-269) The complexity of social interaction requires language users to adaptRead MoreCode Switching2825 Words   |  12 PagesCode switching is a surviving skill that some bilingual people and students encompass, sometimes to compensate for the lack of vocabulary in a certain language. It is defined as language alteration between two languages, transferring from one language to another in the course of a conversation (Brice, p. 10) In the teaching field code-switching has a great importance because it can be used by teachers or students in story telling to aid interaction, comprehension, and classroom participation, sinceRead MoreCode Switching2649 Words   |  11 PagesCode Swi tching Code Switching, in terms of language, is the use of more than one language, by a person or more, during their conversations with each other. Code Switching is done simply because those persons know more than one language and have more than one language in common. This switch may last for a couple of sentences, for only a single phrase or may be only for a single word. It depends on how the persons take it with themselves and the others. In the article Code Switching it is writtenRead MoreThe Practice of Code Switching706 Words   |  3 Pagesbilingual environment, use of code switching is a common practice. This research aims at finding the attitude of students towards code switching on daily conversation. Nipel (2006) investigates social culture linguistics where students frequently use code switching a lot as not to break a conversation that they are participating in. Therefore, code switching is always used by students who are from the same area and speak the same language. The definition of code switching has been suggested by manyRead MoreFor many people or even societies, the usage of two or more languages in a single conversation is1100 Words   |  5 Pagesnormal. Code switching is referred to the switching from the linguistic system of one language or dialect to that of another. Code switching is a common form that is used by bilinguals. Community members that take part in code switching pass on a shared message by the simple act of code switching. It is particularly common in social and relaxed settings, and also might be used where mechanical difficulties appear within a conversation. Why do bilinguals code switch? And how can code switching be usedRead MoreStereotyping Is A Natural Instinct That Humans1688 Words   |  7 Pagesit suitable and necessary, and call the transition ‘code switching.’ Speakers often use code switching to either align with or distance themselves from different audiences. This type of code switching is comm only found in classrooms where contact between European-Americans and other ethnic groups occurs, where â€Å"more, if not all, of the convergence coming from the minority ethnic group† (Fought 2003). In those classrooms, a Black student may code switch Standard English in a majority White class inRead MoreWhy People Code Switch2449 Words   |  10 PagesWhy do People Code-switch 1 Why do People Code-switch: A Sociolinguistic Approach Why do People Code-switch: A Sociolinguistic Approach Walid M Rihane Arab Open University Why do People Code-switch 2 Abstract This paper sets out at the beginning different definitions and approaches to the linguistic phenomenon - Code-Switching. Through my work, I will highlight five different factors that motivate code-switching in a bilingual speaker although the reasons for code-switching are many

Essay on Did the British Empire Improve Lives in Africa

Did the British Empire improve people’s lives in Africa? I will start off by defining the terms of this essay. ‘Improve’, in this context, means the African people’s lives developing and the standard of living getting better. The British Empire in Africa was vast. It included lands in North Africa, such as Egypt, much of West Africa, and huge territories in Southern and East Africa. British rule had a huge impact on the lives of millions of Africans. Before the British rule in Africa, African people were poor. They did not have proper towns, just little villages. They had no means of transport and no education. They had no or little knowledge about medications. It was merely uncivilized. The Scramble for Africa was the†¦show more content†¦It was the British that developed the Atlantic slave system known as the ‘Triangular Trade’. African and Arab slave traders brought slaves to slave markets on the West African coast. They would then be bought by European slave traders. These slave traders bought goods from Europe which exchanged for the slaves. The slaves were then transported to the Americas on a journey known as the ‘Middle Passage’. Between 1700 and 1807, around 12 million Africans were transported across the Atlantic. Roughly 15% of those transported died on the journey. The conditions on board the slave ships were horrific. Throughout the journey the slaves were chained together by their hands and feet and they were often kept below deck in the dark. In 1788, a slave ship called ‘The Brookes’ was carrying over 600 slaves from Africa to America. This was despite the fact that the ship was designed to carry only 4 51 passengers. However, the impact on slave trade was considerable. Ports such as Liverpool and Glasgow were created from the profits of the slave trade. However, the British were not the only benefiters from this. In Africa, the slave trade led to the creation of powerful West African kingdoms as there was only a small number of Africans that profited from selling slaves to Europeans. In 1807 the slave trade was abolished by the British Parliament as it was under increasing pressure from the abolitionist movement. It became illegal to buy andShow MoreRelatedGandy and the Ahimsa Philosophy Essay844 Words   |  4 Pagesnonviolence, according to many religions (Indian) it applies to all living beings including. â€Å"Ahimsa is a comprehensive principle. We are helpless mortals caught in the conflagration of himsa. The saying that life lives on life has a deep meaning in it. Man cannot for a moment live without consciously or unconsciously committing outward himsa. The very fact of his living – eating, drinking and moving about – necessarily involves some himsa, destruction of life, be it ever so minute. A votaryRead MoreImperialism And Its Impact On Society Essay1425 Words   |  6 PagesResponse 1: Imperialism Gaining complete dominance within a society can be viewed as a lion taking control over its land. These lions can be regarded as a powerful empire, as they live among other preys fighting for supremacy. In History it has been said that â€Å"A nation that did not expand would not survive† (American Passages, 529). Imperialism is a prime example of a group of prey fighting for sovereignty, within this land we come across the lions, otherwise known as the nations who control theRead MoreImperialism in Africa Essay620 Words   |  3 PagesMelissa B5 Imperialism in Africa In the late 1800’s Europeans took over Africa, took their resources,enslaving the Africans, and changed the course of history. The Europeans took over Africa, which is called The Scramble For Africa, in 1884-1914. The Europeans took over because Africa was rich in raw materials, they wanted power, and they thought their culture was superior. The driving force behind imperialism was need for resources, political competition, and technological advances. One drivingRead MoreThe Greatest Single Cause Of The War Essay1741 Words   |  7 Pagesalliances which developed.’ How far do you agree with this interpretation on what caused World War One. The first world war between the triple entente and the triple alliance is said to be the first modern war. A previously unseen number of human lives were lost on both sides and because of this when the war ended it came to be known as ‘the war to end all wars’ — as said by the former president of the United States Woodrow Wilson. The interpretation above is correct but only to a certain extentRead MoreAfrican Colonialism And Its Effects On Africa1669 Words   |  7 Pagesinto, this happened to many places including Africa. Colonialism was a time when countries took control of another land, which they then governed through direct or indirect rule depending on the country. During this time, Africa was most sought after due to its resources and its uninhabited land. Due to this, all colonial powers scrambled to get their hands on a piece of Africa in order to expand their areas of rule. As a result of the scramble for Africa the Berlin Conference was held. At this c onferenceRead MoreImperialism and India Essay1067 Words   |  5 Pagesone country is called imperialism. (Esler, page. 632) European imperialism began in the 1800s. â€Å"European nations won empires in the Americas after1492, established colonies in India and Southeast Asia, and gained toeholds on the coast of Africa and China. Despite these gains, between 1500 and 1800, Europe had little influence on the lives of the peoples of China, India or Africa.† (Esler, page.632) Then the Europeans industrialized and believe western cultures were superior to all other. TheyRead MoreConsequences Of Colonization Of Africa1599 Words   |  7 PagesThrough the19th century to the start of the 20th century, Africa was at the mercy of Europe imperialism. Politics and economics led powerful European nations to colonize the continent of Africa. What was later coined as â€Å"The Scramble for Africa†, led powerful nations to aggressively take over the continent and exploit its materials, people, and land. The European powers that took control of most of Africa included Britain, France, Germany, Belgium, Italy, Portugal, and Spain. The continent was dividedRead MoreDecolonization Of The Country Of Ghana1504 Words   |  7 PagesDenmark, Greece, New Zealand, Norway, South Africa, Yugoslavia) for if they won the war. One of these contingencies were self determinism. Self determinism is giving the right to the people of a nation to govern over themselves. This promise was mostly kept, but some nations were simply trying to convince their colonies to provide support and resources throughout the war, so the decolonization process was not always as simple and easy as suggested. Africa had been colonized since the late 1800’s, andRead MoreThe Trade Traingle850 Words   |  4 PagesBritain mainly relied on the Trade Triangle. The Trade Triangle enabled English colonies to develop in the variety of crops, growing population and gaining many new resources which benefited them. The trade triangle is known for the trading between Africa , America and Europe . One of the most important parts of the trade triangle is the path of slaves getting transported to America . In the period of the industrial revolution, many Africans were kidnapped and forced to be slaves. It went to the extentRead MoreHow Far Was Concern over National Security the Real Reason for Liberal Reforms Passed Between 1906 and 1914?1468 Words   |  6 Pagesconcerns for Britain’s Empire and the Political motive. The Social reasons played a large part in persuading the Liberals to reform. The detailed reports of Booth and Rowntree, and the evidence which was brought to light, highlighted that nearly a 1/3 of Britain’s population lived in poverty. This needed to be addressed by the Government. In addition, criticisms of the Poor Law effectively put pressure on the Liberals. The Boer War shone light on the ineffective and malnourished British Army. Britain’s

Music Expressionism Free Essays

‘Prettier’ from five orchestral pieces is an atonal (no significant key signature) Expressionist piece of music written by Austrian composer Schoenberg (who is associated with the expressionist movement of the early twentieth century and was the founder of the second Viennese school of music). It was composed in 1909, written for a big orchestra, made up of mainly flutes oboes clarinets and bassoons. Additionally some other brass instruments and percussion play in the piece such as the trumpet, trombone, xylophone, cymbals and bass drum. We will write a custom essay sample on Music : Expressionism or any similar topic only for you Order Now Prettier’ can be described as a very intense and restless piece of music with many quick changes in speed, mood and instrumentation. The translation of Prettier into English is ‘ a sudden change in fortune†, which perfectly describes the nature of this piece. One factor which makes ‘Prettier’ a clear example of expressionist music is the instrumentation. In this piece the instruments are often played at the extreme of their registers, heightening the dramatic style which sets the stage for this expressionist piece of music by including extreme contrasts in the dynamics, which an be seen in the score of the piece where Schoenberg marks from ‘up’ to ‘if. Another two factors which portray the genre of this piece are the constantly changing textures and unusual structure; there are many motifs which are changed throughout the piece however there is no concrete main melody. It is made out of complicated melodic fragments which are based on 6 notes from 12 different semitones in a scale, known as hexachord, which are almost in rondo form (abaca.. ) where the same melodic idea returns many times. The ‘a’ theme, which returns more than twice, are each very different to each other and described as ‘almost unrecognizable’. This creates a sensation of unawareness , a feeling of unpredictability and suspense for the listener, we never expect what we will hear next. The idea of using free rondo form is used to bring the same atmosphere, mood and feel of a motif rather than the exact, precise copy of notes. An example of a hexachord in this piece is the recurring hexachord in bar 8 , ( a, b flat, c , c sharp, e , f) laded as a motif and chord by the horns Each different section of the piece varies in length swell as the continuously varying textures and tempos. Schoenberg frequently changes the speed within Prettier. He uses a lot of different note lengths ranging from deem-semiquavers to semibreves. This use of constantly changing tempos, melodies and dynamics heightens the dramatic nature of the piece making it very exciting for the listener! The timbre, pitch and harmonies of this piece are very particular to the style of expressionism. The dissonant harmonies and clashing sounds throughout this piece create discomfort for the listener and are successfully used to convey the desired emotions of the composer, which he was aiming to express through his music. As well as the sudden and extreme changes in dynamics and rhythms in this piece, the textures vary as well. This piece has a contrapuntal texture with moments of polyphonic and homophobic textures too; ranging from a solo flute to the whole orchestra playing which provide possibilities of creating dramatic moments of climax thin the song, once again conveying deep emotions and conflict, fitting perfectly into the expressionistic genre. The melody in Prettier is fragmented and is played by all the instruments at different times throughout the piece, known as ‘agglomeration’s’ (tone-color melody). Additionally the melody is very angular and distinct and often uses repeated notes or short motifs, which enhances the uncomfortable feeling for the listener. Schoenberg plays with the timbre of this piece, with quick, sudden changes between families of instruments such as the brass ND woodwinds; which in result varies the sound of the piece making it more unusual and unpredictable. Prettier perfectly fits into the category of expressionism through the exiting use of changing dynamics, tempos, harmonies, textures, orchestral devices, melodies and rhythms, making this piece exiting and vibrant to listen to every time. Each time it is played new moments are found that were previously unknown to the listener, bringing something new to its audience each time it is heard, whether it be emotional or categorical, thus evidently fitting into the genre of expressionism. How to cite Music : Expressionism, Papers

Thesis Life In The 1900s Was Depressing And Was An Era Filled With Ext

Thesis Life in the 1900's was depressing and was an era filled with extremely hard and strenous work that didn't offer any future for the average canadian in doing better. If you were an average wage earner you would be virtually stuck in the same job for the rest of your life, while rich maintained their wealth mainly caused by the low taxes. Living conditions were poor for average canadians and even worse for the arriving immigrants. At this time some of the modern convienences were just being invented and even if it were for sale only the extremely rich had the option of purchasing the items. Sports being very new, in the aspect of it being organized was small time compared to present day. Travelling required time and was uncomfortable. Only the rich could have the luxurious accomadations for those long journeys. Many jobs were available to most people but you were under constant scrutiny while working and would have to be willing to do any thing the boss wanted. I believe my frie nds and I would most likely resent and despise it if we had to live in the 1900's. During the 1900's horses played a significant role in the everyday life. A horse drawn carriage would bring a docter to the house of where a baby would be born. A hearse was pulled by horses to the cemetery when somebody died. Farmers used them to pull their ploughs while town dwellers kept them for transportation around town. Horses puled delivery wagons for businesses such as bakery, dairy, and coal company. Horses pulled fire engines through the streets in a fire emergency. The bicycle was widely accepted by canadians because of its easy maintence compared to a horse. The bike allowed an option of transportation. The bicycle also gave a sense of freedom to virtually anybody willing to learn. Henry Ford revolutionized the world we live in by inventing the "horseless carriage", if it had not been for him, instead of taking the GO bus in the morning we'd be riding a horse named Wanda. Not only did his invention offer a method of transportation to the public, but it helped with our emergency services such as fire engines, police cars, and ambulances. Now we have a large variety of cars to choose from varying in size and price. He also brought a large profitable industry to North America...The car industry. Back then there weren't many problems that they created. Today, we have our deteriorating ozone layer, poisonous chemicals that come from exhaust fumes (CO2)(Carbon Monoxide). Not to mention the traffic accidents, parking problems and traffic jams in downtown Toronto. 11 years previous to WW I Orville and Wilbur Wright made a successful flight in the first airplane at the beach of Kitty Hawk, North Carolina. Although the flight only lasted 12 seconds it would change the way we see the world. The telephone allowed the houseneeds to be satisfied without leaving they're homes. Women received an oppurtunity to work as a a switch board operator. I don't know if I can stress t he importance of Marconi's invention enough. But I can say, that without it not only would there be no T.V. or radio there would be a lot of unemployed people right now(even more unemployed than now!!!). The reason for that is radio provides people with jobs such as DJ's, musical programmers etc. Also, radio is a major form of advertising, without it there would not be as many advertising agencies or as many positions in this field. Without T.V., advertising agencies would also face the same consequences. T.V. provides millions of people with employment in commercials, T.V. shows, and movies. Baseball was the most popular sport in the United States where the World Series began in 1903. Tom Longboat was born in Brantford, Ontario and was known for outrunning a horse over a 19 km coarse. He set a record of 2 hours, 24 min and 24 seconds when he ran the Boston Marathon. Jan 22/1901 Queen Victoria died at the age of 63 years. The Queens reign stretched across the globe. With her death came modernization. In the early 1900's horses were being used extensivley

Ingredients in Coke and Their Function

Ingredients in Coke and Their Function You probably know that once upon a time Coca-Cola or Coke contained cocaine. What you might not know is that the beverage is still flavored with an extract from the coca leaf and that the cocaine which is extracted from the leaves is sold for medicinal use. The Stepan Company extracts cocaine from the coca leaves, which is sold to Mallinckrodt, the only US company that is licensed to purify cocaine. So... what are the other ingredients in Coke and what do they do? Coke contains a fairly short list of ingredients: Carbonated waterSugar (which can be sucrose or high-fructose corn syrup)CaffeinePhosphoric acid v. caramel (E150d)Natural flavorings (which include coca leaf extract) The purpose of the carbonated water and sugar is obvious, but you may be unaware caramel coloring is also an important flavoring agent... well, unless you ever tried the clear versions of Coke or Pepsi. Theres a good reason those never became popular. Caramel color is a soluble food coloring that is prepared by heat treating carbohydrates. The golden or brown liquid retains a bitter taste and burnt sugar odor. The caffeine is a stimulant, but also contributes a characteristic bitter flavor to the cola. The secret formula of the additional flavorings is known to two executives at Coca-Cola. The original copy of the formula is kept in Atlanta in the SunTrust Banks vault.

Methinks vs. I Think

Methinks vs. I Think Methinks vs. I Think Methinks vs. I Think By Maeve Maddox An archaic verb form that survives in modern speech, thanks to its presence in a well-known quotation from Hamlet, is methinks. A Google search for â€Å"methinks† brings up more than five million hits. The quotation appears in the â€Å"mousetrap scene† in Hamlet. Traveling actors are performing a play written to Hamlet’s specifications. He wants to dramatize his father’s murder and produce a guilty reaction in his stepfather. The Player Queen gives a highly charged speech about her feelings for her husband, swearing that, should he die, she will never remarry. Hamlet asks his mother, â€Å"How do you like the play?† Uncomfortable with the speech because of her own remarriage, Hamlet’s mother replies, â€Å"The lady protests too much, methinks.† Modern speakers frequently misquote the line as, â€Å"Methinks the lady doth protest too much† and seem to believe it means something like, â€Å"I think the person is trying to hide something by denying it so strongly.† Methinks is not the equivalent of â€Å"I think.† The thinks in methinks comes from the Old English verb thyncan: â€Å"to seem† or â€Å"to appear.† The think in â€Å"I think I’ll drive to Tulsa this weekend† comes from Old English thencan: â€Å"to think.† Methinks means â€Å"It seems to me.† Originally, it was spelled as two words. The me is an indirect object: â€Å"It seems to me.† Now it is spelled as one word, although some modern speakers, imagining that it means, â€Å"I think† spell it as two words. Note: Using methinks as if it meant, â€Å"I think† equates to such baby talk as â€Å"Me wants a cookie.† The past tense of methinks is methought: Methought I heard a voice cry, â€Å"Sleep no more! Macbeth does murder sleep.† –Macbeth, Act II, scene ii. Another misunderstood word in the Hamlet quotation is protest. Modern speakers interpret it to mean, â€Å"to object,† but Gertrude means it in the sense of â€Å"to promise.† She thinks the Player Queen is overdoing her promise never to remarry should her husband die: Player Queen: Both here and hence pursue me lasting strife, If once I be a widow, ever I be a wife! Paraphrase: May nothing but trouble hound my steps for the rest of my life if I ever remarry after my husband’s death. Here are a few examples of how methinks is being used on the Web: Me thinks I have the perfect frame for it. Me thinks  Im in need of some serious psychiatric help. Me thinks  you drank a wee bit too much one night. Methinks  Jay Leno Is a Closet Conservative/Libertarian. Methinks ESPN’s Chris Broussard WANTS to get fired. Because so many speakers are already confused about the proper way to use the pronouns me and I, it may be a good idea to retire the use of methinks–at least at the beginning of a sentence. Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Misused Words category, check our popular posts, or choose a related post below:10 Grammar Mistakes You Should AvoidWriting the Century10 Humorous, Derisive, or Slang Synonyms for â€Å"Leader† or â€Å"Official†

The history, current status, and adoption implications of a Financial Coursework

The history, current status, and adoption implications of a Financial Accounting Standards Board ongoing project - Coursework Example Some of the key provisions of the ongoing FASB project include a requirement for entities to prepare their financial statements using liquidation basis of accounting when a liquidation plan has been approved with relevant authorities as well as when a liquidation plan has been imposed by other forces and there is less likelihood that the entity will successfully return from liquidation (North and Wagenen, 2013). On the other hand, the ongoing project seeks to change the financial statement form for entities using the liquidation basis of accounting into a statement of changes in the liquidation net assets. Lastly, the project also require full disclosure of an entity’s liquidation plan, assumptions used in measuring the assets and liabilities, the intended methods, amount of income and costs accrued as well as the expected duration of the liquidation process. This paper describes the FASB’s liquidation basis of accounting project, its history as well as the current stat us of the project. History and background of the Project The history of the current liquidation basis of accounting project began in 1984 when the Financial Accounting Standards Board released Financial Report Survey by AICPA and illustration of Accounting for Enterprises in Unusual Circumstances and Reporting. In fact, this involved a survey conducted on enterprises, which were reorganized or liquidating. The survey focused on offering a brief review of literatures concerning liquidating and reorganized enterprises. Later in 2007, a there was establishment of a project to this agenda by FASB, aimed at dealing with issues regarding liquidation basis of accounting (AIRA, 2012). Additionally, the project was becoming immediate due to the ongoing concern and the effort by FASB to incorporate AICPA’s Codification of Statements on Auditing Standards AU Section 341. In 2008, FASB offers a draft to establish considerations going concern, and later in 2009, adoption of Accounting Sta ndards Codification contributed through authoritative guidance on ways to deal with constitutes liquidation basis accounting (AIRA, 2012). In July 2012, FASB issued a draft of their proposed accounting standards update titled the Liquidation Basis of Accounting to the Accounting Standards Codification (ASC). Prior to the adoption of the project, ASC, the GAAP used to provide very little guidance regarding what is constituting liquidation basis of accounting as well as how the basis of accounting should be applied to any given entity. The added project to FASB agenda was primarily designed to address both the liquidation basis accounting and going concern issues. Current Status Currently, FASB is making preparations in the project to establish ways of communicating effectively to stakeholders on issues regarding standards-setting activities. They are also making necessary project plans by listing the agendas of the project, thereby making estimates of publication dates by the end of 2013 (North and Wagenen, 2013). FASB is making deterring comments to be made of anticipated period of closure in the next four quarters. They are also holding roundtable meeting and making plans to hold other public forums. Moreover, they are setting standards based on establishment of due process on the procedures, which entail extensive consultation. The project plan is focused on facilitating change due to consultation or other reasons.

Final-4 Essay Example | Topics and Well Written Essays - 250 words

Final-4 - Essay Example In relation to this particular historical event, John O’Sullivan was the foremost critique to coin the term â€Å"Manifest Destiny†. The terms signified that American society was ordained to expand continuously embracing the territories all around the continent. It was in this context that in order to justify the annexation of Texas, democrats began using the term in political debates. Considering these historic principles pertaining in the traditional democratic political system of America during the 1800s, it can be argued that the annexation had been quite significant in obtaining the aim of â€Å"Manifest Destiny† based on the then social segregation and malpractices which certainly weakened the civil society of Texas and all the Southwestern territories of the continent. This gave an opportunity to the United States to acquire other bordering territories including California. Furthermore, this rewarded the opportunity to forcefully include Mexico within the American territory, as through the annexation, the United States could also get involved with the ongoing border dispute between Texas and Mexico, which was considered to be a conservative state and thereby restricted itself to be freely annexed by a foreign territory2. Mount Holy Lake, No Date. â€Å"John L. OSullivan on Manifest Destiny, 1839†. â€Å"Excerpted from "The Great Nation of Futurity," The United States Democratic Review, Volume 6, Issue 23, pp. 426-430. The complete article can be found in The Making of America Series at Cornell University†.

Life Insurance And Swot Analysis Commerce Essay

Life Insurance And Swot Analysis Commerce Essay Security has always been a universal desire, right from the earliest civilizations. This quest for security has been a major motivating force in the progress of mankind. The early societies looked up to their families for providing this security, which resulted in cohesive units. Gradually, as lifestyles changed and as man progressed into a more modern industrialized setup, this cohesive quality of the family started fading. One had to look for other ways of providing economic security and somewhere along the line was born à ¢Ã¢â€š ¬-insurance. The insurance landscape in India is in the process of tremendous change. Closed to foreign competition due to nationalization in 1956, the Indian insurance industry was run by the government for over 40 years through the life insurance corporation of India (LIC) and four general insurance companies that spanned the length and breadth of the country. In the last couple of years there are a few forces acting on the industry that have brought about significant changes in the behaviour of the industry trends. Moreover there have been significant changes in the service outlook with respect to insurance industry. From the opinion that it was an instrument intended to provide monetary support at the time of the death of an individual, life insurance life insurance grew up to be a major financial instrument during the past 50 years in our country. There has also been a change in the consumer outlook with regards to life insurance as very beneficiary financial tool as against the orthodox thinking of unfruitful use of money. In this highly competitive market where mere survival has become primary objective for companies, customer service holds a major place in business. Every insurance company delivers service as per the terms of contract, however there are very few companies that go beyond the contract and augment the customers. This requires a learned and trained staff i.e. the agents. The following findings throw light on the service perspective bringing out the fundamentals of service marketing and its determinants. The finding of the research widens the consumer understanding aspect and it would be very helpful to imbibe customization. The research studies the changing trends in life insurance and describes the latent potential and also gives a hypothesis on the future of the insurance industry based on the study of insurance sector and the expert opinion. Origin of Insurance We live in exciting times with changes and upheavals all around. New technologies, new inventions and changes in the economic and financial scenario, all have thrown up new insurance needs; needs never felt or heard before. This type of evolutionary process, in the last few decades, has given hope to new types of need-based insurance covers; public liability insurance, product liability insurance, indemnity for medical practitioners for negligence, indemnity for chartered accountants and auditors for professional lapses, etc. Further, covers are engineering insurance, erection insurance, loss of profit, cover against atomic radiation and space travel and contracting AIDS. Around 6000 years ago, Babylonians, whose home in the Tigris Euphrates valley lay at the crossroads of early world traffic, had developed business practices to a high degree. Babylon had become the clearinghouse of trade as all the important land trade routes converged in that territory. From Armenia in the north, China and India in the east, Egypt in the west, caravans came laden with merchandise. Though Babylon built up a great commercial system, and her people were the first to enjoy the fruits of political economy, their territory was surrounded by huge tracts of desert. Recorded evidences testify that ancient India was a prominent maritime power. There were busy seaports on the west coast at Broach, at Kaveripumpatnam in the south and Bang in the east. Traders expressed difficulties in realizing money for the goods sent abroad. Loans were advanced to traders at specified rates of interest depending on the risk run and the duration of time for which money was required. Men skilled in sea voyages worked out risk premium rates. The first Indian insurance company was the Bombay Mutual Assurance Society ltd., formed in 1870. This was followed by the Oriental life Assurance in 1874, the Bharat in 1896 and the Empire of India in 1897. Hindustan Cooperative was formed in Calcutta, the United India in Madras, The Bombay Life in Bombay, The National in Calcutta, The New India in Bombay, The Jupiter in Bombay and the Lakshmi in New Delhi. These were all Indian companies started as a result of the swadeshi movement in the early 1900s. By the year 1956, when the Life insurance business was nationalized and the Life Insurance Corporation of India (LIC) was formed on 1st September 1956, there were 170 companies and 75 provident fund societies transacting life insurance business in India. After the amendment to the relevant laws in 1999, the LIC did not have the exclusive privilege of doing life insurance business in India. By 31st march 2002, eleven new insurance companies had been registered and began to transact life insurance business in India. Does one need insurance The business of insurance is related to protection of the economic values of the assets. Every asset is of some value and is expected to last for a certain period of time during which it will deliver that value. In case the asset is destroyed it ceases to provide the value to the owner thus leading to an unpleasant situation. Insurance is a mechanism to reduce the effect of such unpleasant situation. Human life is considered to be a value generating asset and is also subject to risks. Assets are insured because there if a possibility that perhaps they might get destroyed, through accidental occurrences. Such possible occurrences are called perils. If such perils can cause damage to the asset we say that the asset is exposed to risk. To be more prà ©cised Perils are the events and risks are the consequential losses or damages. The risk only means that there is a possibility of a loss or damage, the loss may or may not happen. Insurance is done against the contingency that it might ha ppen. Insurance is relevant only if there are uncertainties. If there is no uncertainty about the occurrence of an event, it cannot be insured against. In case of human beings death is certain; however the time of death is uncertain. Insurance doesnt protect the asset. It doesnt prevent the loss due to its peril. The perils can sometime be avoided by ensuring better safety and damage control management. Insurance only tries to reduce the impact of the risk on the owner of the asset and those who depend on that asset. Only economic consequences can be insured. If the loss is not financial, insurance may not be possible. Moreover insurance is backed up with many economic benefits which can be enlisted as follows. Life insurance provides financial security to the family in case of untimely or premature death. Life insurance is also a potent instrument for saving. Life insurance provides financial independence in old age. Organizations or individuals, who are in credit business, can ensure for themselves recovery of loan in case their debtor dies. A partnership firm can insure partners to the extent of capital invested by each in the business. Under à ¢Ã¢â€š ¬-key man insurance, an organization can insure the lives of their executives, whose expertise greatly contributes to their profits. Organizations can purchase group insurance policies as a part of their employee- welfare program. Life insurance also provides tax benefits to the holder. Life insurance policies create an estate. Life insurance policies also create thrift. I.e. a compulsory saving. A policy of life insurance can be used as a collateral security for procuring loans from the market. Working of life-Insurance Business There are three primary methods to avoid risk viz. A) AVOID B) REDUCE C) TRANSFER Insurance deals with transfer of risk from the consumer to the provider. Insurance works on a fundamental principle of pooling of risk. People who are exposed to the same risk come together and agree that, if any one of them suffers a loss, the others will share the loss and make good the person who has suffered the loss. The manner in which the loss is to be shared can be determined beforehand. It may be proportional to the risk that each person is exposed to. This would be indicative of the benefit he would receive if the peril befell him. Insurance companies collect the share in the form of premiums and create a fund from which losses are paid; this fund is known as the life fund. The insurance company pays the losses to the members of that group. The insurance company also invests the funds in governmental and private organizations. Ex. LIC has lent a capital of Rs.215million to NABARD for its rural financing activities. Life Insurance Marketing Triangle The above diagram explains the services triangle with its three constituents, namely, the company, the provider and the consumer. Each of them have been explained as follows:- The Company The Company makes various promises to its customers through external marketing. The way and means of marketing will be covered it the marketing mix. The Provider The agents and the development officers act as the front-line staff and they are in direct contact with the potential or existing customers. They are the ones who keep or satisfy the promises made by the company. The marketing of insurance basically comes under concept selling. The agents are thus given various incentives, rewards, commissions and all the necessary training required. As regards incentive, they receive PLI (Productivity Linked Incentive), which is based on the increase in premium amount and the sums assured by the agent. They are also given extra commissions in case of policies, which are of high value. There are normal promotions for any good work done on a regular basis. The agents generally work under the training and guidance of their respective development officers. The Consumers The consumers are the policyholders. Apart from the routine life insurance policies other services like housing finance, mutual funds, pension and group insurance. Thus the range of consumers is far and wide Life insurance mix The identification of the seven Ps of marketing mix helps a firm to form better marketing strategies and also to serve the customers in a more efficient manner. Product Mix The best way to get and keep customers is to constantly figure out how to give them more for less. A product mix is the set of all products and items that a particular seller offers for sale. In case of insurance sector, the product mix comprises of Life and Non life insurance policies that are offered to the customer by the company. A companys product mix has certain width, length, depth and consistency. The length of a product mix refers to the total number of items in the mix. In case of insurance sector, the following is the length of product mix: Whole Life Policy Limited Payment Life Convertible Whole Life Policy Joint Life Endowment Policy Double Endowment Policy Jeevan Saathi Money Back Policy Annuity Plans Group Insurance Policy Bima Sandesh With or Without Profit Policy The depth of a product mix refers to how many variants are offered of each product in the line in the insurance sector, one policy can be made available in different variations. Some of the examples are as follows: WHOLE LIFE SCHEMES Whole life policy whole life Limited payment whole life Single Premium With profit policy These product mix dimensions permit the company to expand its business. E.g.: It can add new product lines thus widening its product mix. Product Differentiation Product differentiation may be referred to as the points or the qualities that a firm has in its product, which makes the product different from its competitors product. The product differentiation as far as the insurance sector and LIC in particular is concerned are as follows- Bonus- insurance companies issue bonus to their policyholders when they make a substantial amount of profit. If a company issues a high amount of bonus, it delights the customer and creates a good image in the eyes of the customer. Past records- the differentiation can be done on the basis of past records. Customers choose to take policy from that company which has well past records in terms of claim settling periods, premium collection intervals etc. Market reputation- a company with a good market reputation and goodwill is perceived to deliver the best of the service quality and customer satisfaction. Technology- technology plays an important part in product differentiation. For e.g.: LIC was the first company in the insurance sector to introduce use of I.T and Computers. This makes customers feel that the company is not lagging behind the world and is capable of making the full use of technology to satisfy the customers. Feedback- feedback from customers also is an important tool with which product of the company can be differentiated. If effective steps are been taken on the feedback of the customers, it leaves a long lasting impression on the minds of the customers. Price- if a particular company charges more for the same product as compared to their competitors, it may lose the customers and vice versa. Price Mix Price is one element in the marketing mix that produces revenue; all the other elements produce costs. Prices are easiest marketing mix elements to adjust; product features, channels and even promotion take more time. Price also communicates to the market the companys intended value positioning of its product or brand. In the insurance sector, every company has to deposit an initial fixed capital of about Rest. 100 crore with Insurance Regulatory Development Authority, which is considered as the apex body of Insurance sector. The company gets periodic interest on this amount. With this interest amount, the company pays for the recruitment, training and development of the agents. The price in case of insurance sector refers to the premium charged on the policy. The Tariff advisory committee fixes the price for each policy. Hence all insurance companies have to charge approximately similar premium on similar policies. However, different elements affect the rate of premium to be charged on each policy. The price for the same policy is different for different companies. The company must set its price in relation to the value delivered and perceived by the customer. If, the price is higher than the value received, the customer will not be willing to pay so high and the company will lose potential profits. If the price is less than the value received then, the company will fail to receive the profit that it deserves for providing a good service. BLUE PRINTING SEVICE MAPPING The blue printing show what the product should look like a details the specification to which it should conform. In contrast to the physical architecture of building, ship, or piece of equipment service process have a largely intangible structure. The process of logistics, industrial engineering, decision theory, and computer system analysis each of which employs blue print techniques to describe processes involving flow, sequences, relationship and dependencies. Sectorial study Insurance is suddenly gaining all the attention and what used to be a strange would in it is a household name, thanks to opening up of the industry, while there are several reasons for opening up of insurance sector the foreign investors are eyeing it as a very lucrative prospect. After the opening up, several private insurers have started operating in life insurance, especially in metro areas. New marketing channels like Banc assurance, brokers, etc. are also in the offing. KEY MARKET INDICATORS.Size of market life non-life $16 billion Total Global insurance premium (as on 2001) $2408.25 billion(-1.5% as against 2000) Rate of annual growth 2002-03 Life- 11.27% Non-life- 23% Geographical restriction for new players None. Players can operate all over the country. Registration restriction Composite registration not available. Equity restriction in the new Indian insurance company Foreign investor can hold up to 26% of the equity. Number of registered companies. Public sector 01 Private sector 13 Comparison of similar policy of competition Company Policy Min/Max entry age Minimum Premium Min sum assured Liquidity years Maturity benefits LIC Money back with Profit 13/50 Rs. 3186 yearly Rs. 50000 5,10,15,20 40% of sum assured + bonuses ICICI Prudential Cashbook 16/55 Rs. 6000 yearly Rs. 75000 4,8,12,16,20 50% of sum assured + bonuses Bajaj Allianz Cash Gain 14/50 Rs. 5000 yearly Rs. 50000 4,8,12,16,20 125% of sum assured + bonuses Life insurers in India As an answer to globalization of economy and the increasing pressure of the WTO regulations, the govt. appointed the Malhotra Committee. After considering all aspects, the government ultimately enacted Insurance Regulatory and development authority and vested the authority to formulate regulations for insurance industry. IRDA and the LIC allowed the entry of foreign investors on a condition that they enter in collaboration with a local company. Public sector Private sector Life Insurance Corporation of India(LIC) 1. Allianz Bajaj life insurance Company limited. 2. Birla sun life insurance Company limited. 3. HDFC standard life insurance company limited. 4. ICICI Prudential life insurance Company limited. 5. Reliance life insurance Company limited. 6. ING visa life insurance Company limited. 7. Max New York life insurance Company limited. 8. MetLife insurance company limited. 9. Om Kodak Mahindra life insurance co. ltd. 10. SBI insurance company limited 11. TATA-AIG life insurance Company limited. 12. AMP-Samar Assurance Company limited. 13. Aviva Life insurance company limited Life Insurance Players in India 1. Yr.: 1947-2000: (From 1947 to 1st April 2000) First life insurance company (LIC) set by Indian government in 1956. This is public company. 2. Yr.: 2000-2001: (From 2nd April 2000 to 31st December2001) Insurance Industry in the year 2000-2001 had 10 new entrants, namely: Synod. Registration Number Date of Reg. Name of the Company 1 101 23.10.2000 HDFC Standard Life Insurance Company Ltd. 2 104 15.11.2000 Max New York Life Insurance Co. Ltd. 3 105 24.11.2000 ICICI Prudential Life Insurance Company Ltd. 4 107 10.01.2001 KodakHYPERLINK http://www.omkotakmahindra.com/Mahindra Old Mutual Life Insurance Limited 5 109 31.01.2001 Birla Sun Life Insurance Company Ltd. 6 110 12.02.2001 Tata AIG Life Insurance Company Ltd. 7 111 30.03.2001 SBI Life Insurance Company Limited. 8 114 02.08.2001 ING HYPERLINK http://www.ingvysyalife.com/Visa Life Insurance Company Private Limited 9 116 03.08.2001 Bajaj Allianz Life Insurance Company Limited 10 117 06.08.2001 MetLifeHYPERLINK http://www.metlife.co.in/India Insurance Company Pvt. Ltd. 3. Yr: 2001-2002: (From 1st Jan 2001 to Dec. 2002) Insurance Industry in this year, so far  has 5 new entrants; namely S.No. Registration Number Date of Reg. Name of the Company 1 121 03.01.2002 AMP HYPERLINK http://www.ampsanmar.com/Samar Life Insurance Company Limited. 2 122 14.05.2002 Aviva Life Insurance Co. India Pvt. Ltd. 4. Yr: 2003-2004: (From 1st Jan 2003 till Date) Insurance Industry in this year, so far  has 1new entrants; namely S.No. Registration Number Date of Reg. Name of the Company 1 127 06.02.2004 Sahara India Insurance Company Ltd. Performance of the Industry Post-Privatization, the life insurance industry grows by leaps and bounds. The attitude of people towards life insurance itself is changing. People are becoming more and more aware of the advantages of the Life insurance policies. Generally performance in life is measured in terms of first year premium collection and no. of lives covered. In 2003-04 Life Industry grew by 10.5% in terms of first year premium. It is showing steady growth rate in the current financial year as well. The sector witnessed a growth of over 50% for the month of April 2004, vis-à  -vis April 2003. The premium in comparison, LIC underwrote premium of Rs.72, 304.62 lakh i.e., a market share of 82.33%. In terms of policies Underwritten, the market share of the private players was 17.88% as against 82.17% of LIC. The premium underwritten by the private players for individual policies stood at Rs.12, 107.63 lakh, towards 89,918 policies with group premium accounting for Rs.3, 411.30 lakh towards 84 schemes. The n umber of lives covered under group schemes was 1, 01,392. ICICI Prudential continued to lead amongst the private players with premium at 6.15% and policies at 4.85%. In terms of number of lives covered, OM Kodak led with 21,325 lives viz., 5.83% of the total lives covered. Premium underwritten by LIC under Varishtha Bima Yojana during the month of April, 2004 was Rs.26, 734.25 lakh towards 13899 policies of which 29.60%, in terms of both premium and policies, was underwritten in the rural sector. From the opinion that it was an instrument intended to provide monetary support at the time of the death of an individual, life insurance life insurance grew up to be a major financial instrument during the past 50 years in our country. There has also been a change in the consumer outlook with regards to life insurance as very beneficiary financial tool as against the orthodox thinking of unfruitful use of money. Increasing number of people has been opting for it. The number of policies issued by the LIC of India since 1995-96 is a clear indication of the popularity gained by life insurance. Competitors on life insurance Year. No. of policies (total) No. of policies (rural) 1995-96 1996-97 1997-98 1998-99 1999-2000 2002-2003 1.10 core 1.23 crore 1.33 crore 1.48 crore 1.70 crore 2.42 crore 52.57 lacs. 60.33 lacs. 68.40 lacs. 81.23 lacs. 97.04 lacs. 45.23 lacs. Form the above table it is eminent that the importance of life insurance has grown gradually over a period of time not only in metro areas but also in rural areas. As there has been a dramatic increase in the importance of life insurance, the number of policies issued per annum has also increased, thus leading to a great change in the total premium amount collected. The total amount mobilized by LIC during the past few yearsstands witness to the growing importance of insurance. (Rs. In Cores) Total amount mobilized 1998-99 2002-03 Total premium income from investments Rs.22,805.80 Rs. 13,183.92 Rs.54602.37 Rs.25030.50 Market share of private player Characteristics of Insurance sector as oligopoly are as follows: 1. Presence of few sellers: After liberalization the no. of sellers increased from 1 to 13 as on date, like LIC, ICICI Prudential, HDFC Standard, Birla Sun life, Om Kodak, SBI Life, ING Visa, and MAX New York Life etc. 2. Regulator: IRDA (Insurance Regulatory Development Authority) regulates the Insurance industry. License to the new comer is granted by it only. All products, premiums, Tariffs require its approval. 3. Price Giver: Price of the policy i.e. premium is calculated by the actuaries of the respective companies depending upon the nature of risks covered, coverage of the policy and many other probability calculations. But premium as well as the product needs to be approved by IRDA. 4. Entry or Exit Barrier: There is no free entry into this sector as already outlined New entrants has to satisfy certain condition before entering into this industry. Exit is even tougher since all the contracts are long term so there are very strict regulations for exit from the industry by IRDA. 5. Product Differentiation: There are no homogenous products. There are wide varieties of products available in the market. Each seller can introduce Any new policy depending on the efficiency of its product development team within the broad guidelines of IRDA. 6. Advertisement: Sellers spend huge amount of their yearly budget on advertisement to educate the consumers about their products and their company. IRDA ensures that advertisement does not mislead people. The IRDA has made it mandatory that every advertisement carries the line; à ¢Ã¢â€š ¬Ã¢â‚¬ ¢Insurance is matter of solicitationà ¢Ã¢â€š ¬- so that people know that they are reading an advertisement. 7. Investment Policy: Investment of life fund up to 75% in government securities is mandatory as per IRDA. 89% of the total surplus to be distributed to policyholder as bonus every year. 8. Market Share: Still the private sector companies are in nascent stage and major chunk of market pie is still owned by public sector giant (LIC). But private players are also competing very bravely. The influence of private players has created the following benefits: Benefits to customers: Reduction in the price of product under competitive market. More innovative products to be available in a competitive market. Improved management of investment portfolio. Improved quality of service due to use of IT and multi distribution channels. Benefits to Industry: New Insurers to earn high profit in the initial stages due to large size of Indian insurance market. Insurance intermediaries will include agents, Brokers, Independent Financial Consultants etc. The commission paid may exceed Rs.46000 Cores in a period of 10 yrs. annually. Advertising campaigns may reap benefits as an additional advt. market for Rs.10000 Cores will be opened in 10 yrs. directly related to the insurance sector. Computer industries will benefit. Placement services, management institutes training institutes will also be benefited as the insurance sector after opening up will require many people thus increasing the employment opportunities. PEST Analysis for Insurance services Political/ Legal Influences which have an impact on financial services and consumer confidence include the following:  · The Insurance Regulatory and Development Authority (IRDA): Reforms in the Insurance sector were initiated with the passage of the IRDA Bill in Parliament in December 1999. The IRDA since its incorporation as a statutory body in April 2000 has fastidiously stuck to its schedule of framing regulations and registering the private sector insurance companies. The other decision taken simultaneously to provide the supporting systems to the insurance sector and in particular the life insurance companies was the launch of the IRDAs online service for issue and renewal of licenses to agents. The approval of institutions for imparting training to agents has also ensured that the insurance companies would have a trained workforce of insurance agents in place to sell their products, which are expected to be introduced by early next year. The IRDA since its incorporation as a statutory body has been framing regulations and registering the private sector insurance companies. IRDA being an independent statutory body has put a framework of globally compatib le regulations. Privatization of Insurance sector: The introduction of private players in the industry has added to the colours in the dull industry. The initiatives taken by the private players are very competitive and have given immense competition to the one time monopoly of the market LIC. Since the advent of the private players in the market the industry has seen new and innovative steps taken by the players in this sector. The new players have improved the service quality of the insurance. As a result LIC down the years have seen the declining phase in its career. The market share was distributed among the private players. Though LIC still holds the 80% of the insurance sector but the upcoming natures of these private players are enough to give more competition to LIC in the near future.  · FDI in insurance sector: Then, the issue came of amount of FDI to be allowed by a foreign player in the insurance sector. The government had allowed the private players to have foreign equity up to just 26 %. Efforts are going on to raise this to 49 %. After the opening up of the sector, a total of 18 private sector companies have entered the life insurance business and all of them have entered with a foreign partner. Economic factors are key variables which have an impact on the activity in the financial services sector. The level of consumer activity is governed by income levels and personal wealth. As income levels grow, more discretionary income is available to spend on financial services. Consumer confidence in the economy and in job security also has a major impact; if lean times are foreseen ahead, savings will take priority over loans and other forms of expenditure. Consumers may also seek easy access savings and be willing to tie up their money for longer periods with potentially more attractive investments.  · Indian economy growth projections: By 2025 the Indian economy is projected to be about 60 per cent the size of the US economy. The transformation into a tri-polar economy will be complete by 2035, with the Indian economy only a little smaller than the US economy but larger than that of Western Europe. By 2035, India is likely to be a larger growth driver than the six largest countries in the EU, though its impact will be a little over half that of the US. India, which is now the fourth largest economy in terms of purchasing power parity, will overtake Japan and become third major economic power within 10 years. All these facts or forecasts only drive at one point. India is

Big Business Dbq

Ryan Burgett Document A Source: Historical Statistics of the United States. Document Information †¢ Food prices declined significantly between 1870 and 1899. †¢ Fuel and lighting prices declined significantly between 1870 and 1899. †¢ Cost of living declined slightly between 1870 and 1899. Document Inferences †¢ Improved agricultural innovations led to reduced food prices. †¢ Mining and lighting innovations reduced prices for fuel and lighting. †¢ Falling prices for agricultural goods led to discontent among farmers. †¢ Mass production resulted in a decline in the cost of living. Electric lighting allowed for 24-hour production, night shifts and possibly longer hours. Potential Outside Information Consolidation Coxey’s Army Economies of scale Edison, Thomas (incandescent lightbulb) Farmers’ Alliances (Northern, Southern, Colored) â€Å"Farmers should raise less corn and more hell† Lease, Mary Elizabeth Sub-Treasury plan Document B Source: George E. McNeill, labor leader, The Labor Movement: The Problem of Today, 1887. Document Information †¢ Railroad presidents are similar to kings. †¢ Railroad presidents can discharge workers without cause and withhold wages. Railroad presidents can delay lawsuits. †¢ Railroad presidents control both the government and the people. †¢ Railroad presidents controlled freight prices and monopolized food and fuel industries. †¢ Railroad presidents corrupt communities and control the press. Document Inferences †¢ The financial clout of railroads leaves employees helpless. †¢ Railroad labor and farm unrest is likely. †¢ Railroads dictate government policy. †¢ The Senate is controlled by wealthy interests because senators are not popularly elected. †¢ The legal system favors railroad interests. Potential Outside Information Blacklisting Munn v.Illinois Credit Mobilier scandal National Labor Union Fisk, Jim Patrons of Husbandry (Gr ange) Government ownership of railroads Railway Strikes of 1877 Gould, Jay Sylvis, William Granger laws United States v. E. C. Knight Interstate Commerce Act Vanderbilt, Cornelius Kelley, Oliver Hudson Wabash v. Illinois Long-haul/short-haul differentials yellow dog contracts AP ® Document C Source: David A. Wells, engineer and economist, Recent Economic Changes and Their Effect on the Document Information †¢ Workers no longer work independently but as if they were part of a military organization. Workers are taught to perform one simple task. †¢ Manufacturing has largely taken away workers’ pride in their work. Document Inferences †¢ Mass production techniques led to specialization of labor. †¢ Specialization of labor decreases workers’ pride in their craft. †¢ Specialization of labor leaves workers largely unskilled. †¢ Unskilled labor is relatively easy to replace. Potential Outside Information Specialization of labor Sweatshops Unski lled/skilled labor Document D Source: Joseph Keppler, â€Å"The Bosses of the Senate,† Puck, January 23, 1889. Document Information †¢ Shows trusts as oversized. Shows public entrance to the Senate closed. †¢ Shows monopolists lined up at monopolists’ entrance. †¢ Shows some senators looking back toward the trusts. †¢ Shows sign saying â€Å"This is a Senate of the monopolists by the monopolists and for the monopolists. † Document Inferences †¢ The Senate (government) is controlled by big business. †¢ People have no control over the Senate because senators are not directly elected. †¢ Monopolists (trusts) are wealthy and powerful. †¢ Trusts control a great many industries. Potential Outside Information Billion Dollar Congress Bland-Allison ActCivil Service (Pendleton) Act Crime of ’73 Dingley Tariff Direct election of senators (Populist platform, not Seventeenth Amendment) Gold Standard Act/Currency Act of 1900 Inte rstate Commerce Commission McKinley Tariff Monopolies Nast, Thomas Reed, Thomas Sherman Antitrust Act Sherman Silver Purchase Act Wilson-Gorman Tariff Document E Source: Andrew Carnegie, â€Å"Wealth,† North American Review, June 1889. Document Information †¢ Wealthy people should lead a modest, unpretentious existence. †¢ Surplus revenues are to be used as a trust fund for what the wealthy see as community good. The wealthy are trustees for the poor. †¢ The judgment of the wealthy will lead to better decisions than the poor would make for themselves. †¢ Philanthropy justifies business owners’ wealth. Document Inferences †¢ Some business leaders believed in charity. †¢ The wealthy saw themselves as superior to the masses. †¢ Social obligation is a responsibility that comes with wealth. Potential Outside Information Carnegie libraries Carnegie Steel Corporation Gospel of Wealth â€Å"He who dies rich dies disgraced† Homestead St rike Social Darwinism Social Gospel Veblen, Thorstein, Theory of the Leisure ClassVertical integration Document F Source: â€Å"People’s Party Platform,† Omaha Morning World-Herald, July 5, 1892. Document Information †¢ Seeks to restore government to plain people. †¢ Power of the people (government) should be expanded. †¢ Seeks to end oppression, injustice, and poverty. Document Inferences †¢ The Populist Party was dedicated to political and social reform. †¢ Government should be strengthened and made more responsible to the people. †¢ The Populist Party nominated its own presidential candidate in 1892. Potential Outside Information Bryan, William Jennings Cross of Gold speechDirect election of senators (Populist platform, not Seventeenth Amendment) Farmers’ Alliances (Northern, Southern, Colored) Free and unlimited coinage of silver Government ownership of railroads (utilities) Income tax Initiative Lease, Mary Elizabeth Ocala Dema nds Omaha Platform Populist Party Referendum Sub- Treasury Plan Weaver, James B. Document G Source: Samuel Gompers, What Does Labor Want? , an address before the International Labor Congress in Chicago, August 28, 1893. Document Information †¢ People should not be considered property. †¢ Labor seeks shorter hours. Shorter labor hours will reduce jail and almshouse populations. †¢ Labor insists on the right to organize. †¢ Negligence or maliciousness should not leave the worker without recourse. †¢ Labor insists on adequate wages. Document Inferences †¢ Mass production techniques are dehumanizing. †¢ Bread-and-butter unionism grew with the trade union movement (shorter hours, better working conditions, increased wages). †¢ Workers’ compensation laws should be passed. †¢ Labor unions must organize to protect the interests of workers. †¢ Companies can and should help out communities by reducing unemployment ranks.Potential Outsid e Information American Federation of Labor Powderly, Terence bread-and-butter unionism Stephens, Uriah Knights of Labor Sylvis, William National Labor Union workers’ compensation Document H Document Information †¢ Says he is a victim of Rockefeller’s combination. †¢ Says Standard Oil offered the same quality of oil for one to three cents less than he could. †¢ Says he found railroads were in league with Rockefeller and charged discriminatory rates. Document Inferences †¢ Monopolists used ruthless tactics to put competitors out of business. Railroads gave big businesses rebates/kickbacks that helped them undercut their competition. †¢ Government must protect small businesses against unfair business practices. Potential Outside Information American Beauty Rose Theory Horizontal integration â€Å"just windward of the law† Long-haul/short-haul differentials Rebates/kickbacks Rockefeller, John D. Document I Source: Theodore Dreiser, Sister Ca rrie, a novel, 1900. Document Information †¢ Department stores were among the most efficient retail organizations. †¢ Department stores were appealing, with swarms of patrons. †¢ Carrie was much affected by the display of goods. The displays affected Carrie personally. Document Inferences †¢ Urban glamour drew rural people to the city. †¢ Improved urban transportation led to the development of department stores. †¢ Displays and advertising blurred the distinction between wants and needs. †¢ Consolidation in retail industry offered increased availability of consumer goods to society. Potential Outside Information Electric trolleys Macy’s Wanamaker’s (department store) Woolworth’s Great Five Cent Store YMCA YWCA Document J Source: Female typists, circa 1902. Courtesy of Library of Congress # LC-D4-42930Document Information †¢ Shows women typists in a large room. †¢ Shows women all dressed similarly. †¢ Shows the pr esence of electric lighting. Document Inferences †¢ Inventions like the typewriter and telephone increased employment for native-born, white women. †¢ There was sameness about working in a mass production environment. †¢ Industrialization created employment opportunities that often discriminated according to gender and race. Potential Outside Information Sholes, Christopher (invention of the typewriter) Sweatshops Taylor, Frederick Taylorism (scientific management) YWCA